Your Groceries Can Pay for Your Gas
Grocery fuel points convert your regular shopping into discounts at the pump, usually 10 cents off per gallon for every 100 points you earn. Kroger, Safeway, and other chains run these programs free with their loyalty cards, and savvy shoppers stack bonus point events to earn up to $1 off per gallon. If you already shop at these stores, the gas discount is essentially free money.
How Kroger Points Work in 2026
Kroger overhauled its program in June 2026, renaming “Fuel Points” to simply “Points” and adding a grocery redemption option. You earn 1 point for every $1 spent at Kroger and its family of stores. Every 100 points redeems for 10 cents off per gallon, up to $1 off per gallon on a single fill up of up to 35 gallons. Alternatively, 100 points now gets $1 off groceries, up to $10 off per day. Points earned in a given month expire at the end of the following month, so you cannot hoard them indefinitely. Kroger Boost members earn double points on purchases. Watch for bonus events like 4X points on gift cards, which let you rack up points on spending you were doing anyway. Points are redeemable at Kroger Fuel Centers and participating Shell stations.
How Safeway Gas Rewards Work
Safeway runs a similar program: earn 1 point for every $1 spent, with double points on qualifying gift card purchases. Redeem 100 points for 10 cents off per gallon at Safeway fuel stations or participating Chevron and Texaco locations. The maximum discount is $1 off per gallon, like Kroger. Both Chevron and Texaco sell Top Tier gasoline, which you can learn more about in our Top Tier gas guide. Safeway frequently runs digital coupon promotions in its app that boost your point earnings, so clip those offers before you shop. Rules vary somewhat by region since Safeway operates under several regional banners, so check your local store’s terms.
How to Redeem at the Pump
Redemption is simple. At the pump, swipe your loyalty card or enter your linked phone number, then choose how many points to apply. Most programs redeem in 100 point increments of 10 cents per gallon. Plan your timing: since points expire monthly and you can stack up to $1 off per gallon, the best play is to save a near empty tank for the end of the month when your points are about to expire. On a 35 gallon fill with the full $1 per gallon discount, that is $35 saved on one stop, which is why Kroger advertises savings of “up to $35 on your next fill up.”
Other Grocery Chains With Fuel Rewards
Kroger and Safeway are the biggest names, but they are not the only ones. Stop and Shop’s Go Rewards program offers fuel discounts at participating stations, typically capped per transaction. Giant, Food Lion, and several regional chains run their own versions with similar 100 point mechanics. The details differ, points per dollar, monthly caps, and partner stations, so read your store’s terms before you plan around the discount. The universal rule holds everywhere: concentrate your spending in one program, watch for gift card multiplier events, and redeem before points expire.
Maximizing Your Fuel Points
The biggest wins come from stacking. Buy gift cards for stores and restaurants you already use during 4X point events. Kroger gift cards and qualifying prescriptions also earn bonus points. Time big grocery runs for the start of the month so points last through the following month. If your household shops at multiple chains, pick one program and concentrate your spending there instead of splitting points across programs that never reach the 100 point threshold. For drivers without a nearby Kroger or Safeway, alternatives include cheap gas stations and a rewards card that pays cash back on fuel.
Do Kroger fuel points expire?
Yes. Points expire on the last day of the month after the month they were earned. Points from a new rewards credit card linked to Kroger do not expire, but standard shopping points do.
How many points do I need for $1 off per gallon at Kroger?
You need 1,000 points for the maximum $1 per gallon discount, applied to up to 35 gallons in one fill up. Every 100 points is worth 10 cents off per gallon.
Can I use Safeway gas rewards at Chevron?
Yes. Safeway points are redeemable at Safeway fuel stations and at participating Chevron and Texaco locations, which is handy if you do not have a Safeway station nearby.
Are grocery fuel points better than a gas rewards card?
They stack well together. Fuel points can deliver up to $1 off per gallon on reward weeks, which beats most cards, but they require concentrated grocery spending and expire monthly. Our cheap gas guide shows more ways to save, and our station guide helps you find participating stations.
Facts verified October 2026. Prices, taxes, and app terms change over time and vary by state.